Financing Program

Commercial Loan Features

•Acquisitions, refinancing, construction, & lease-up mortgages
•Conduit and non-conduit programs available
•Up to 30-year fixed rates
•Up to 90% loan-to-value
•Up to 35 year amortizations
•Non-recourse
•Nationwide service
•Interest only, bridge loans, and mezzanine loans available
•Financing for single properties or for real estate portfolios
•Closings in 45-60 days
•Minimum loan size is $500,000
•Optional rate-lock at application

Small loan program
additional features:

•Property types: multi-families with more than 8 units, apartments, self storage, multi-tenant, office, retail, light industrial, and mixed use
•Loans from $250,000- $5 million
•Lender's costs capped at $3,500 or $5,500, depending on the property type
•Non-conduit program
•Step-down prepayment penalty, which is highly predictable
•Multi-families with as few as 8 units served
•Minimum debt coverage ratios 1.20x
•Financing for single properties or for real estate portfolios
•Up to 85% loan-to-value
•Closings in 45-60 days
•Optional rate-lock at application
•Up to 30 year amortizations
•Special pricing and terms available for premium multifamily/mixed use properties in large markets, but you must show 90% occupancy for 3 or more trailing months

Our Expertise

With an annual lending volume over $400 million, Security Mortgage Group has powerful lending relationships to put to work on behalf of your apartment, retail, warehouse, office and/or other commercial real estate transactions. We have closed on commercial property with tenants such as Circuit City, the US Postal Service, and Xerox to name a few.

As income property specialists, we locate the best rates and terms available for our clients by presenting the loans to a wide group of capital sources including conduits, banks, insurance companies, and hedge funds. Our philosophy is to always be available, over-deliver on promises, and make sure we understand the needs of our clients.